Rev. April 2015

PRIVACY DISCLOSURE

FACTS

WHAT DOES THE MALVERN NATIONAL BANK, N.A. DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include: Transaction history Credit history Account transactions Social Security number Account balances Payment history When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Malvern National Bank, N.A. chooses to share; and whether you can limit this sharing. Reasons we can share your personal information

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

For our marketing purposes—to offer our products and services to you.

For joint marketing with other financial companies.

For our affiliates’ everyday business purposes—information about your transactions and experiences.

For our affiliates’ everyday business purposes—information about your creditworthiness.

For our affiliates to market to you.

For nonaffiliates to market to you.

Call 501-332-6955 or go to www.mnbbank.com

What we do

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect your information. We limit employee access to your information to those employees for whom access is appropriate.
We collect your personal information, for example, when you Open an account Apply for a loan Make deposits or withdrawals from Your account Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as MNB Insurance, LLC.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • The Malvern National Bank, N.A. does not share with nonaffiliates so they can market to you.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

  • The Malvern National Bank, N.A. doesn’t jointly market.