Total Checking is an affordable, benefit-packed checking account for cost-conscious families or individuals.

What's Included?

  • Free Online & Mobile Banking
  • Free Debit Card with SecurLock Protection
  • Free Statements available in Online Banking
  • Overdraft Protection available
  • Free Mobile Wallet
  • Free Bill Pay (up to 15/month)
  • Mobile Deposit
  • Unlimited check writing
  • Unlimited ACH debits/credits
  • No minimum balance requirement
  • A low monthly service charge of only $3.95
  • $100 to open an account


Account information only, inquire for more details: Mobile Banking 3rd party service charges may apply. Mobile deposit $0.50 per deposited check. Bill Pay includes limited payments free, $0.50 each thereafter. $3.95 per paper statement. Overdraft protection for qualifying accounts. Our overdraft fee of $34 per item will apply whether the overdraft is by check, ATM or in-person withdrawal, debit card transactions, or other electronic means. You must pay overdrafts and bring your account current within 30 days or the service will be withdrawn. The payment of overdrafts is discretionary and the Bank reserves the right to not pay. Other fees may apply.